1420 Juniper Ave, Scottsdale AZ
4 BED · 3 CO-OWNERS · EST. $6,300 DOWN EACH
Co-ownership for primary homes
The city you love.A home you own.
Buy a home with 2 to 4 co-owners on the open market. 3.5% down through FHA, split among you. Every name on one deed.
- 3.5% down, split four ways
- $5,250
- per member
- $95/mo
- then swap or cash out
- 12 mo
Ownership summary
1420 Juniper Ave
- 34%
- 27%
- 21%
- 18%
Equity to date
$18,940
As covered by
WHAT RHOME IS
Co-ownership, taken seriously.
One deed. Every name on it.
You and up to three co-owners hold recorded title together. Real equity, not points or credits.
A primary residence, not a timeshare.
You live here. No subleasing, no rotating weeks, no investment pool.
Structured by Rhome, start to finish.
Rhome manages the agreement, the reserve, and the exits. Co-owners never have to vote each other off the deed.
THE MATH
See the math.
A $600,000 home. 3.5% down through FHA, split three ways. Your share of the down payment is $7,000.
Renting
$2,400 a month
$0 equity after 5 years
Owning with Rhome
$7,000 down. Equity from the first payment.
your recorded share
$48,000Est. share equity, year 5
OWNERSHIP
Your share matches your space.
Ownership is weighted by private bedroom square footage and amenities. The primary suite owns more than the small bedroom. Nobody argues about fair, because fair is measured.
38%PRIMARY SUITE + ENSUITE · 220 SQFT
33%BEDROOM 2 · 160 SQFT
29%BEDROOM 3 · 130 SQFT
SHARED SPACE · OWNED TOGETHER
Recorded on one deed. 38 + 33 + 29 = 100.
Weighted by private sqftEnsuite and parking countedRecorded on the deed
THE PROCESS
Five steps to the deed.
- 01
Form your group
Bring your own co-owners or match through Rhome. Two to four people, at least one first-time homebuyer.
- 02
Get approved together
One FHA-backed mortgage, underwritten as a group. 3.5% minimum down, split among you.
- 03
Find the home
Shop the open market with a Rhome partner agent. Any home that fits the group qualifies.
- 04
Close on one deed
Every co-owner is on title. Shares recorded by private space, not split evenly by default.
- 05
Live, then choose
Stay, swap cities, or cash out after 12 months. Your equity moves with you.
THE HOMES
Real homes. Open market.
Rhome groups buy ordinary listings in ordinary neighborhoods. If it is for sale, it can be co-owned.
Maple + 7th, Phoenix AZ
3 BED · 2 CO-OWNERS · EST. $8,200 DOWN EACH
88 Larkspur Ct, Boise ID
5 BED · 4 CO-OWNERS · EST. $7,400 DOWN EACH
2916 Cedar Row, Nashville TN
4 BED · 4 CO-OWNERS · EST. $8,100 DOWN EACH
615 Pinehurst Dr, Raleigh NC
3 BED · 3 CO-OWNERS · EST. $5,900 DOWN EACH
1047 Sable Ridge, San Antonio TX
4 BED · 2 CO-OWNERS · EST. $4,900 DOWN EACH
WHO IT IS FOR
Built for the way people actually live.
The priced-out professional
You earn well and still cannot touch the neighborhood you want alone. Three co-owners changes the price of entry, not the address.
The group that already decided
Friends or siblings who were always going to do this. Rhome gives the handshake a legal structure, a reserve, and an exit.
The renter by choice
You like the flexibility. Keep it. Own a weighted share, build equity, and swap cities when work moves you.
THE SWAP
Your equity moves with you.
After 12 months, swap into a Rhome home in another city. Four swap windows a year, a flat $500 fee, and your recorded equity transfers in full. Or cash out in 60 to 90 days.
YOUR SHARE · $43,000 · RECORDED
AUSTIN TX
DENVER CODEED RECORDED · DENVER CO
4 windows a year
$500 flat fee
Cash out instead: 60 to 90 days
THE STRUCTURE
Boring by design.
The parts of co-ownership that go wrong are the parts Rhome takes over.
MONTHLY FEE
$95 per member
Flat asset management fee. Includes co-owner default protection.
REPAIR RESERVE
1% per year
One percent of home price, split monthly among co-owners. Repairs never become arguments.
DEFAULT PROTECTION
Covered
If a co-owner stops paying, Rhome's protection steps in. The group does not absorb it alone.
GOVERNANCE
Rhome decides
No co-owner voting. Rhome governs the agreement so friendships stay friendships.
OCCUPANCY
Primary residence only
Every co-owner lives in the home. No subleasing, no absentee shares.
MINIMUM TERM
12 months
Then swap or cash out. Exits are scheduled, not negotiated.
We looked at renting for another year. Then we ran the math on Rhome. Under $4,800 down, three of us splitting a mortgage that was less than any of our individual rents. We closed in 47 days.
JORDAN M. · CO-OWNER · SCOTTSDALE AZ
Own Tomorrow.
Two to four people. One deed. Real equity from the first payment.
Real estate agent? Partner with Rhome