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transparent pricing

the math, laid out flat.

No hidden fees. No surprises. Two simple costs on top of your standard homeownership expenses, both designed to protect you.

adjust your scenario

Home price$400K
Co-owners3
Timeline5 years

buying alone

$2,556/mo

principal, interest, tax, insurance


down payment (20%)$80,000
monthly P&I$2,023
5-year equity$118,999

with rhome

recommended

$1,159/mo

$8,667 down

your share, P&I, tax, insurance, $95 governance


your down payment$8,667
your monthly share$1,159/mo
5-year equity (your share)$39,666

3.5% FHA down payment, split 3 ways. Each co-owner independently underwritten.

renting

$1,800/mo

estimated local market rate


upfront (2 months)$3,600
5-year total paid$114,677
equity built$0

numbers based on 3% annual rent increase

Calculations use FHA financing at 6.5% rate, 1.2% annual property tax, 0.4% insurance, $95/mo Rhome governance fee, 4% annual appreciation. Individual results will vary based on location and underwriting.

$95/mo governance fee

what your governance fee covers

One flat fee per co-owner. No percentage of home value. No hidden charges. This is what it pays for.

co-owner default protection

Your credit and equity are protected if another co-owner misses a payment.

automated expense management

All costs split automatically according to your share. No chasing anyone for bills.

concierge repair coordination

Submit a repair request. Rhome sends someone to handle it.

governance and administration

Governance agreement enforcement, documentation, and dispute resolution.

see it for yourself

Browse homes on the open market. See your share of the cost on every listing.