Frequently Asked Questions

Rhome’s Co-Ownership Default Protection Policy is designed to protect your investment by covering any missed payments from other co-owners, ensuring your ownership share remains secure

Absolutely. Rhome allows you to swap your home for another within our network, enabling you to take your equity with you and continue building wealth in your new location

Rhome offers a simple pre-qualification process that involves a soft credit pull, which does not impact your credit score. This helps you understand your purchasing power before you begin the home-buying process

Rhome is expanding to new areas regularly. Please check our website to see if we’re currently operating in your location

There’s no cost to join Rhome. Once you become a Rhome owner, there is a $95 per month platform fee included in the monthly payment and a $500 flat swap fee

Swaps occur four times a year, every three months, with a predetermined move-in date. Each swap period has a lock-in deadline to ensure all swaps have a compatible replacement

Yes, selling your share is an option if you choose to leave Rhome. However, this section focuses on swapping. For more details on selling, please visit our “Ready to Sell” page

Yes, whenever there is a swap request, existing roommates are asked to update their roommate preferences to help find an optimal match for the new co-owner

Swaps occur four times a year, every three months, with a predetermined move-in date

If a swap isn’t completed by the lock-in deadline, you will need to remain in your current home until the next swap period. This ensures all parties involved have sufficient time to coordinate their move